外籍人士辦卡友善專區

外籍人士(含大陸人士)申請信用卡應遵守事項Foreigners (including mainlanders) to apply for credit card should comply with matters.

外籍人士(含大陸人士)信用卡遺失處理Foreigners (including mainlanders)Handle lost credit cards.

外籍人士(含大陸人士)信用卡各項費用說明Foreigners (including mainlanders) Credit card fee collection instructions.

年費
Annual fee
世界卡:首年免年費,正卡年費5,000元附卡年費1,000元【正正卡年累積消費滿15萬元或12次(附卡年累積消費滿7.5萬元或6次)享次年免年費】
The annual fee is waived for the first year. The annual fee of main card is NT$5000. The annual fee of supplementary card is NT$1000. The annual fee of main card for the coming year is waived if the accumulated usage or value of purchases during the previous year has exceeded 12 times or NT$150,000. The annual fee of supplementary card for the coming year is waived if the accumulated usage or value of purchases during the previous year has exceeded 6 times or NT$75,000.
鈦金卡、晶緻卡、白金卡:年費1,200元,首年免年費(年消費一次次年享免年費)、附卡免年費 。
Titanium Card、Precious Card、Platinum Card:Annual fee is NT$1,200, First year free fee(Year consumption once the second year does not charge the annual fee )、Supplement card free fee.

最低應繳金額
Minimum amount payable
持卡人每期最低應繳金額為【當期一般消費帳款x10%+(當期預借現金+前期未清償之消費帳款及預借現金等應付帳款)x5%】(不足新臺幣1,000元以新臺幣1,000元計或等值約定外幣(適用雙幣卡)結付)+每期應付之分期本金及利息+超過信用額度之全部使用信用卡交易金額+累計以前各期逾期未付最低應繳款項之總和+循環信用利息及各項費用。
Minimum payment due in each billing cycle will be 10% of card charges incurred in the current billing cycle plus 5% of all other balance due, plus card charges in excess of credit limit , the sum of unpaid minimum payment due in previous billing cycles , finance charges , principal due under installment plan and interest , other fees and charges payable below NT$1,000 the minimum payment due will be NT$1,000 or equivalent foreign currencythe , minimum payment due for each billing cycle shall be the sum of the NTD minimum payment dues of all cards.

循環信用利息
Revolving Interest Charge
信用卡循環息年利率為2.88%~14.98% 2.88% to 14.98% ,
based on your creditworthiness. These APRs will vary with the market based on the prime tate.

違約金
Late Fee
持卡人如未於每月繳款截止日前付清當期最低應繳款金額或延誤繳款期限者,應依下列方式繳交違約金:
If the cardholder fails to pay the minimum amount of the current payment or the delay in payment due to the deadline of the monthly payment, The liquidated damages shall be paid in the following manner:
延滯第一個月當月計收新臺幣100元、 延滯第二個月當月計收新臺幣300元、 延滯第三個月當月計收新臺幣500元。
Delay the first month to pay NT $ 100、 Delay the second month to pay NT $ 300、 Delayed the third month to pay NT $ 500.

掛失手續費
Card Loss Report Fee
掛失手續費每卡新臺幣200元(鈦金卡、世界卡免收)
NT$200 per card.(no such fee for Infinite Card/ Titanium Card/ World Card).

預借現金手續費
Cash Advance Fee
每筆預借金額×3.5%+新台幣100元
Amount advanced (per transaction) × 3.5% + NT$100.

調閱簽帳單手續費
Handling fee for retrieving the transaction slips
每筆新台幣100元(鈦金卡、世界卡免收)
NT$100 for each. (no such fee for Infinite Card/ Titanium Card/ World Card).

補印帳單手續費
Duplicate Statement Fee
每月每份新台幣50元(當月及前月份除外)
NT$50 for each copy oder (not required for statements of the latest two periods).

國外交易授權結匯
Authorized Exchange Settlement for Foreign Transactions
持卡人所有使用信用卡交易帳款均應以新台幣或約定外幣結付,如交易(含辦理退款)之貨幣非為新台幣時,則授權銀行依各信用卡國際組織依約所列之結匯日匯率直接換算為新台幣或約定結付外幣,加計銀行應向各該國際組織給付之手續費及銀行以交易金額百分之0.5計算之國外交易服務費後結付。
All credit card transactions shall be paid in NTD or the agreed foreign currency. When the currency of transaction (including refunds) is other than NTD , the cardholder authorizes TTBC to convert the transaction amount into NTD or the agreed settle-ment currency based on the exchange rate provided by the international credit card organizations on the date of exchange settlement and add the fees that TTBC must pay international organizations as well as a foreige transaction service fee charged by TTBC at 0.5% of the transaction amount.