The annual fee is waived for the first year. The annual fee of main card is NT$5000. The annual fee of supplementary card is NT$1000. The annual fee of main card for the coming year is waived if the accumulated usage or value of purchases during the previous year has exceeded 12 times or NT$150,000. The annual fee of supplementary card for the coming year is waived if the accumulated usage or value of purchases during the previous year has exceeded 6 times or NT$75,000.
Titanium Card、Precious Card、Platinum Card：Annual fee is NT$1,200, First year free fee(Year consumption once the second year does not charge the annual fee )、Supplement card free fee.
Minimum amount payable
Minimum payment due in each billing cycle will be 10% of card charges incurred in the current billing cycle plus 5% of all other balance due, plus card charges in excess of credit limit , the sum of unpaid minimum payment due in previous billing cycles , finance charges , principal due under installment plan and interest , other fees and charges payable below NT$1,000 the minimum payment due will be NT$1,000 or equivalent foreign currencythe , minimum payment due for each billing cycle shall be the sum of the NTD minimum payment dues of all cards.
Revolving Interest Charge
|信用卡循環息年利率為2.88%~14.98% 2.88% to 14.98% ,
based on your creditworthiness. These APRs will vary with the market based on the prime tate.
If the cardholder fails to pay the minimum amount of the current payment or the delay in payment due to the deadline of the monthly payment, The liquidated damages shall be paid in the following manner：
延滯第一個月當月計收新臺幣100元、 延滯第二個月當月計收新臺幣300元、 延滯第三個月當月計收新臺幣500元。
Delay the first month to pay NT $ 100、 Delay the second month to pay NT $ 300、 Delayed the third month to pay NT $ 500.
Card Loss Report Fee
NT$200 per card.(no such fee for Infinite Card/ Titanium Card/ World Card).
Cash Advance Fee
Amount advanced (per transaction) × 3.5% + NT$100.
Handling fee for retrieving the transaction slips
NT$100 for each. (no such fee for Infinite Card/ Titanium Card/ World Card).
Duplicate Statement Fee
NT$50 for each copy oder (not required for statements of the latest two periods).
Authorized Exchange Settlement for Foreign Transactions
All credit card transactions shall be paid in NTD or the agreed foreign currency. When the currency of transaction (including refunds) is other than NTD , the cardholder authorizes TTBC to convert the transaction amount into NTD or the agreed settle-ment currency based on the exchange rate provided by the international credit card organizations on the date of exchange settlement and add the fees that TTBC must pay international organizations as well as a foreige transaction service fee charged by TTBC at 0.5% of the transaction amount.